Covering the Cost of Addiction Treatment
“In-network” refers to a long list of individual healthcare providers or health-related facilities that are discounted as part of a specific health plan. Individuals who are currently insured pay less than someone else would for an in-network provider, in other words. The comprehensive recovery-related services that are provided by Pine Tree Recovery Center are in-network for Community Health Options policyholders, meaning they are mostly covered or covered in full. According to an informational article published by Healthinsurance.org, “Insured individuals usually pay less when using an in-network provider, because those networks provide services at lower cost to the insurance companies with which they have contracts. The provider’s contract with the insurer requires the insurer to accept the insurer’s payment (plus the patient’s cost-sharing, such as the deductible, copay, or coinsurance) as payment in full — an in-network provider cannot balance bill a patient. Some health plans only pay for services when the member uses in-network providers, while other health plans will pay at least some of the claim even if the member uses an out-of-network provider.” We understand that dealing with health insurance can prove to be quite complicated and can easily become overwhelming. For this reason we are available to help you sort through all of the financial details of addiction treatment as soon as you give our treatment advisors a call. Whether you are currently insured, underinsured or entirely uninsured, we work closely alongside you to develop a viable payment plan. We believe that quality clinical care should be available to all Maine residents who need it.