United Healthcare

United Healthcare2019-01-15T22:09:56+00:00

united healthcare insurancePine Tree Recovery Center is a world-class, substance-specific medical detox in Portland, Maine accepts United Healthcare insurance plans. As a premier detox facility on the front lines of the opioid crisis, it’s our mission to help members of the Portland community heal physically, emotionally and spiritually. This includes ensuring that anyone who wishes to use insurance to participate in treatment with us can do so. After reviewing the frequently asked questions about your United Healthcare plan below, call us anytime for more information, or to begin the admissions and assessment process.

Frequently Asked Questions

Yes. Although the limits of each individual’s coverage will vary, thanks to the federal Mental Health Parity and Addiction Equity Act of 2008, no individual health insurance plan that provides mental health or substance abuse coverage can place benefit limits on that coverage that are less favorable than limits for medical or surgical benefits. In addition, substance abuse treatment is considered an Essential Health Benefit, meaning United Healthcare is to treat your addiction not as a choice, but as a disease worthy of medical treatment on par with any other ailment you may face.

As one of the nation’s largest healthcare providers, United Healthcare insures 45 million Americans, who have access to over 850,000 physicians and caregivers at over 6,000 facilities. Your United Healthcare insurance may include United Behavioral Health coverage, which provides confidential support for a wide range of mental health and substance abuse concerns. The United Behavioral Health benefit covers both substance abuse treatment and counseling for a wide variety of co-occurring disorders including depression, anxiety and stress. Alcohol abuse and drug abuse treatment services are covered, as is medication management.

Services received through your United Behavioral Health benefit may require pre-authorization, a co-payment or co-insurance, and may be subject to a deductible. If your United Healthcare plan is an HMO, or Health Maintenance Organization Plan such as United Healthcare Select or United Healthcare Dual Complete, a referral may be necessary. Referrals are available through United Healthcare at no cost.

The quickest and easiest way to find out how your particular plan may ease the financial burden of your recovery, is to call a Pine Tree Recovery Specialist at 888-601-0135. We’re here for you 24 hours a day, 7 days a week.

The limits of your coverage are effected by several factors, including a past history of treatment for substance abuse, the details of your comprehensive, individualized treatment plan, and your policy’s deductible and co-pay requirements. United Healthcare offers a wide range of both HMO and PPO health insurance plans. Depending on your specific policy, substance abuse recovery services may require pre-authorization. You may be required to provide documentation that includes referrals from your primary care provider, or your history of past substance abuse treatment or mental health care.

No one should ever undergo detoxification outside of the supervision of a health professional, and your United Healthcare plan understands that. Recent laws have required health insurance plans in many states to reduce pre-authorization requirements in order to quicken access to medically necessary care. United Healthcare may cover a greater percentage of the cost of a medically necessary detox, regardless of the coverage limits of your individual plan. Typically, bronze level health insurance plans meet the Affordable Care Act’s Minimum Value Standard of 60% coverage with a high deductible, meaning the patient is responsible for covering the cost of the deductible before health insurance coverage kicks in. At the opposite end of the spectrum, Platinum plans normally cover up to 90% of medical costs, often with no deductible. Monthly premiums, however, are much higher for platinum level plans.

An additional benefit of the Affordable Care Act’s recent classification of addiction as a disease is that it is no longer appropriate for health insurance providers to put lifetime dollar limits on substance abuse treatment. This ensures that your United Healthcare insurance plan is there for you regardless of past treatment for substance abuse and is to cover any pre-existing conditions.

The quickest and easiest way to find out how your particular plan may ease the financial burden of your recovery, is to call a Pine Tree Recovery Specialist at 888-601-0135. We’re here for you 24 hours a day, 7 days a week.

Your United Healthcare policy may cover some or all of the costs associated with detoxification treatment and related medications, as well as some or all of the cost of therapeutic services as an inpatient or outpatient client. These services may include group and personal therapy, family therapy, and other aftercare programs. The United Behavioral Health Network includes more on the 80,0000 licensed and certified professionals such as counselors and social workers, and psychiatrists and psychologists.

Each United Healthcare plan varies based on several factors. Your plan may be employer-based, or an individual plan from the Health Insurance Marketplace, or be tied to Medicare or Medicaid. If your plan is an HMO, your benefits may be maximized when you use an in-network provider. Your plan may cover not only the cost of a medically necessary detox, but ongoing therapy or aftercare services. Regardless of the details of your particular United Healthcare plan, rest assured that Pine Tree Recovery Center will work closely with you to verify your benefits. We believe in the efficacy of our services and will fight to ensure that anyone who wishes to use insurance to participate in treatment with us can do so.

The quickest and easiest way to find out how your particular plan may ease the financial burden of your recovery, is to call a Pine Tree Recovery Specialist at 888-601-0135. We’re here for you 24 hours a day, 7 days a week.

Contact a Pine Tree Recovery Specialist today to help ease your concerns and understand your insurance benefits. We are available 24 hours a day, 7 days a week at 888-601-0135 to answer questions about your policy and how you’re covered. All phone calls are completely confidential. Entering detox is a time of promise and hope, but it can also be a time of stress and uncertainty. Wondering how you’re going to afford your treatment can add to your worries, allow a Pine Tree Recovery Specialist to ease your concerns.

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